As mortgage rates fluctuate, buyers often look for ways to lower their interest costs. One effective strategy to accomplish this is through buying down your rate. This approach can provide significant financial benefits, but it’s important to understand ...

If you’re navigating the homebuying process, you’re likely familiar with terms like interest rates and monthly payments. But one key figure that often gets overlooked is the Annual Percentage Rate (APR) on your mortgage. Understanding APR can help ...